Rates

Fixed Deposit
Tenure Interest Rate
Deposit Amount

< $50,000

Deposit Amount

$50,000 and above

1 month 0.0500% p.a. 0.1000% p.a.
3 months 0.1000% p.a. 0.1500% p.a.
6 months 0.1500% p.a. 0.2000% p.a.
9 months 0.2000% p.a. 0.2500% p.a.
12 months 0.2500% p.a. 0.3000% p.a.
15 months 0.3000% p.a. 0.3500% p.a.
24 months 0.3000% p.a. 0.3500% p.a.
36 months 0.3000% p.a. 0.3500% p.a.
48 months 0.3000% p.a. 0.3500% p.a.
60 months 0.3000% p.a. 0.3500% p.a.

The above rates are subject to change without prior notice.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law.
Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts

Fixed Deposit (FD) Online (For fresh funds only)
Tenure Interest Rate
Min. Deposit Amount

$1,000

Min. Deposit Amount

$50,000 and above

3 months 0.25% p.a. 0.30% p.a.
12 months 0.60% p.a. 0.60% p.a.
18 months 0.65% p.a. 0.68% p.a.
24 months 0.73% p.a. 0.75% p.a.
36 months 0.80% p.a. 0.80% p.a.

The above rates are subject to changes without prior notice. Applicable to personal accounts fresh funds only. Terms and conditions apply.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law.
Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts

Savings Account
Min. Deposit Amount Interest Rate
$200 0.05% p.a.

The above rates are subject to change without prior notice.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law.
Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts

GIRO Saver Account
Account Balance Interest Rate
First $300,000 0.50% p.a.
Above $300,000 0.05% p.a

The above rates are subject to change without prior notice.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law.
Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts

GIRO Saver Account

Click here for the Additional Terms & Conditions Applicable to SIF GIRO Saver Account.

GoSavers Account
Account Balance Interest Rate
First $10,000 0.450% p.a.
Next $50,000 0.475% p.a.
Next $50,000 0.500% p.a.
Next $50,000 0.525% p.a.
Above $160,000 to $300,000 0.375% p.a.
Above $300,000 0.250% p.a.

The above rates are subject to change without prior notice.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law.
Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Savings and Fixed/Call Deposit Accounts

GoSavers Account

Click here for the Terms & Conditions Governing GoSavers Account

Current Account
Account Balance Interest Rate
$30,000 to below $500,000 0.030% p.a.
$500,000 to below $1,000,000 0.050% p.a.
$1,000,000 & above 0.030% p.a.

The above rates are subject to change without prior notice.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law.
Deposit Insurance

Click here to learn more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.

Terms & Conditions

Click here for the Terms & Conditions Governing Current Account.

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